Deposit Rates



RATE ANNUAL PERCENTAGE YIELD
Share (Savings) 0.25% 0.25%
Christmas Club 0.25% 0.25%
RoundUP 0.25% 0.25%
Special Club 0.25% 0.25%

Individual Retirement Accounts RATE ANNUAL PERCENTAGE YIELD
Accumulation Account 0.25% 0.25%
Rates disclosed are the previous quarters' declared dividend
rate. Share account rates are declared at the end of the dividend period and are subject to change quarterly. 

Share Draft (Checking) RATE ANNUAL PERCENTAGE YIELD
$0 - $999.99 N/A N/A
$1000 - $4999.99
0.05% 0.05%
$5000 - and above
0.15% 0.15%

Gold Share Money Market Account
RATE ANNUAL PERCENTAGE YIELD
$2500 - $9999.99
0.30% 0.30%
$10000 - 49999.99
0.45%
0.45%
$50000 - and above
0.60%
0.60%
Rates disclosed are the previous months' declared dividend
rate for these types of accounts.
Rates are subject to change monthly.

Share Certificates
RATE ANNUAL PERCENTAGE YIELD
Six Month 0.40% 0.40%
One Year 0.65% 0.65% 
Two Years  0.80%  0.80% 
Three Years 1.10%  1.10%
Five Years 1.50% 1.51% 
Rates are Subject to Change
     
IRA Share Certificate  Same as Share Certificates
All regular share and share certificate dividends are compounded quarterly. Annual percentage yield quoted assumes quarterly compounding. Alternately dividends on share certificates may be deposited to another credit union account monthly or quarterly or paid by check monthly or quarterly. (Consult with the IRA administrator before requesting dividend payouts on IRA accounts.) Share Draft & Gold Share Money Market account dividends are paid monthly.