Customer Identification Program

USA PATRIOT Act requires identity verification for all new accounts.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you request to open an account, we will ask for your full name, including middle name, your physical address, date of birth, social security number or tax identification number, or other information that will allow us to identify you. We will require a driver’s license or state-issued photo identification card. We will also require your social security card and any other documentation we deem necessary and relevant to the type of account you wish to open with Heritage South Community Credit Union

Heritage South Community Credit Union may also obtain a credit report prior to opening an account for you. Based on your credit rating, Heritage South Community Credit Union may not offer you all of our services and products or may deny your account request. If you do not wish for Heritage South Community Credit Union to obtain a credit rating, we will not be able to open an account for you.

All new accounts are verified through ChexSystems.