Privacy Policy

Heritage South Community Credit Union is committed to providing the financial products and services needed to reach your financial goals. As part of our commitment to providing these services, you can be confident that our members’ financial privacy remains a top priority. 

To view or print our privacy policy, please click here. (PDF)

Questions? Call 931-680-1400.

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
Does Heritage South share? Yes
Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you.
Does Heritage South share? Yes
Can you limit this sharing? No

For joint marketing with other financial companies.
Does Heritage South share? Yes
Can you limit this sharing? No

For our affiliates' everyday business purposes - information about your transactions and experiences.
Does Heritage South share? Yes
Can you limit this sharing? No

For our affiliates' everyday business purposes - information about your creditworthiness.
Does Heritage South share? No
Can you limit this sharing? We don't share.

For our affiliates to market to you.
Does Heritage South share? No
Can you limit this sharing? We don't share.

For non-affiliates to market to you.
Does Heritage South share? No
Can you limit this sharing? We don't share.

What we do

How does Heritage South Community Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Heritage South Community Credit Union collect my personal information?
We collect your personal information, for example, when you

  • open an account or deposit money
  • show your government-issued ID or apply for financing
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a Heritage South Financial, LLC name.

Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Heritage South Community Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies and E-Commerce companies.