{"id":2643,"date":"2026-06-22T16:12:16","date_gmt":"2026-06-22T21:12:16","guid":{"rendered":"https:\/\/www.heritagesouth.org\/apply-loan\/"},"modified":"2026-10-22T11:36:32","modified_gmt":"2026-10-22T16:36:32","slug":"solicitar-prestamo","status":"publish","type":"page","link":"https:\/\/www.heritagesouth.org\/es\/apply-loan\/","title":{"rendered":"Solicita un pr\u00e9stamo"},"content":{"rendered":"<div class=\"co-flex_row next_row__columns co-flex_row__reduced-hero\"><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero co-page_hero__reduced co-page_hero__green\" aria-label=\"Header: Apply for a Loan\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"co-page_hero--text\">\n\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\tApply for a Loan\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__single-path-cta co-flex_row__columns\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Apply for the Loan You Need<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Auto\"\n\t\tviewBox=\"0 0 86 68\"\n\t\twidth=\"86\"\n\t\theight=\"68\"\n\t>\n\t\t<title>Auto<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M6.064 23.08H9.07l2.722-6.347H6.064a3.18 3.18 0 0 0-3.177 3.176 3.18 3.18 0 0 0 3.177 3.176zm73.878 0a3.18 3.18 0 0 0 3.177-3.177 3.18 3.18 0 0 0-3.177-3.176h-5.785l2.7 6.347h3.085z\"\/><path fill=\"#fff\" d=\"M15.405 15.62q-.06.24-.187.438l-3.21 7.493c20.584 5.473 41.395 5.473 61.91 0l-3.272-7.697v-.012l-3.494-8.219a7.78 7.78 0 0 0-7.17-4.747H26.006A7.79 7.79 0 0 0 18.843 7.6zm50.686 24.198a3.18 3.18 0 0 0-3.176 3.176 3.18 3.18 0 0 0 3.176 3.177 3.18 3.18 0 0 0 3.177-3.177 3.18 3.18 0 0 0-3.177-3.176m-46.171 0a3.18 3.18 0 0 0-3.176 3.176 3.18 3.18 0 0 0 3.176 3.177 3.18 3.18 0 0 0 3.177-3.177 3.18 3.18 0 0 0-3.177-3.176\"\/><path fill=\"#b5be34\" d=\"M75.059 26.233c-10.635 2.876-21.35 4.328-32.07 4.328S21.53 29.11 10.856 26.233l-2.348 5.48a12.4 12.4 0 0 0-1.004 4.889V49.92a5.493 5.493 0 0 0 5.485 5.485h60.022a5.493 5.493 0 0 0 5.485-5.485V36.857a12.45 12.45 0 0 0-.987-4.855zM19.92 49.053a6.064 6.064 0 0 1-6.057-6.059 6.064 6.064 0 0 1 6.057-6.057 6.064 6.064 0 0 1 6.058 6.057 6.064 6.064 0 0 1-6.058 6.058m35.525-4.93c-4.158 3.301-8.327 4.952-12.485 4.952s-8.304-1.65-12.405-4.958a1.45 1.45 0 0 1-.22-2.03 1.453 1.453 0 0 1 2.03-.221c7.107 5.728 14.067 5.723 21.282-.006a1.442 1.442 0 0 1 1.792 2.257zm10.646 4.93a6.064 6.064 0 0 1-6.058-6.059 6.064 6.064 0 0 1 6.058-6.057 6.064 6.064 0 0 1 6.058 6.057 6.064 6.064 0 0 1-6.058 6.058\"\/><path fill=\"#473124\" d=\"M12.127 58.201v3.262a3.18 3.18 0 0 0 3.176 3.176h4.617a3.18 3.18 0 0 0 3.177-3.176v-3.177H12.995c-.295 0-.579-.056-.868-.085m50.788.085v3.177a3.18 3.18 0 0 0 3.176 3.176h4.617a3.18 3.18 0 0 0 3.177-3.176V58.2c-.29.029-.568.085-.868.085z\"\/><path fill=\"#473124\" d=\"M86 19.909a6.064 6.064 0 0 0-6.058-6.058h-7.01l-3.126-7.35A10.66 10.66 0 0 0 59.976 0H26.002a10.67 10.67 0 0 0-9.813 6.472l-3.165 7.38H6.058A6.064 6.064 0 0 0 0 19.908a6.064 6.064 0 0 0 6.058 6.058h1.77l-1.974 4.611a15.2 15.2 0 0 0-1.237 6.024V49.92c0 3.261 1.889 6.058 4.617 7.442v4.1a6.064 6.064 0 0 0 6.058 6.058h4.617a6.064 6.064 0 0 0 6.058-6.057v-3.177h34.055v3.177a6.064 6.064 0 0 0 6.058 6.057h4.617a6.064 6.064 0 0 0 6.057-6.057v-4.101c2.729-1.379 4.618-4.18 4.618-7.442V36.857c0-2.065-.409-4.078-1.22-5.984l-2.087-4.912h1.86a6.064 6.064 0 0 0 6.058-6.058zM73.884 61.463a3.18 3.18 0 0 1-3.176 3.176h-4.617a3.18 3.18 0 0 1-3.176-3.176v-3.177h10.102c.295 0 .578-.056.867-.085zm4.617-11.543a5.493 5.493 0 0 1-5.484 5.485H12.989a5.493 5.493 0 0 1-5.485-5.485V36.602c0-1.69.34-3.335 1.004-4.89l2.348-5.479c10.675 2.876 21.407 4.328 32.133 4.328s21.434-1.452 32.07-4.328l2.45 5.769a12.4 12.4 0 0 1 .987 4.855V49.92zm-55.41 11.543a3.18 3.18 0 0 1-3.176 3.176h-4.617a3.18 3.18 0 0 1-3.177-3.176V58.2c.29.029.567.085.868.085h10.102zM6.063 16.733h5.73L9.07 23.08H6.063a3.18 3.18 0 0 1-3.176-3.177 3.18 3.18 0 0 1 3.176-3.176zM26.007 2.88h33.975c3.131 0 5.95 1.86 7.17 4.748l3.494 8.219v.011l3.272 7.697c-20.515 5.474-41.326 5.474-61.91 0l3.21-7.493c.085-.136.148-.278.187-.436l3.438-8.02a7.78 7.78 0 0 1 7.163-4.726m53.935 13.852a3.18 3.18 0 0 1 3.177 3.176 3.18 3.18 0 0 1-3.177 3.176h-3.085l-2.7-6.347h5.785z\"\/><path fill=\"#473124\" d=\"M19.92 36.93a6.064 6.064 0 0 0-6.057 6.059 6.064 6.064 0 0 0 6.057 6.057 6.064 6.064 0 0 0 6.058-6.057 6.064 6.064 0 0 0-6.058-6.058m0 9.235a3.18 3.18 0 0 1-3.176-3.176 3.18 3.18 0 0 1 3.176-3.177 3.18 3.18 0 0 1 3.177 3.177 3.18 3.18 0 0 1-3.177 3.176m46.171-9.236a6.064 6.064 0 0 0-6.058 6.059 6.064 6.064 0 0 0 6.058 6.057 6.064 6.064 0 0 0 6.058-6.057 6.064 6.064 0 0 0-6.058-6.058m0 9.235a3.18 3.18 0 0 1-3.176-3.176 3.18 3.18 0 0 1 3.176-3.177 3.18 3.18 0 0 1 3.176 3.177 3.18 3.18 0 0 1-3.176 3.176m-12.439-4.3c-7.215 5.728-14.18 5.734-21.281.005a1.443 1.443 0 1 0-1.81 2.252c4.101 3.307 8.247 4.958 12.405 4.958s8.327-1.651 12.484-4.952a1.442 1.442 0 0 0-1.792-2.258z\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Auto Loan<\/h3><div class=\"co-card--desc text-component\"><p>Buying a new or used vehicle or refinancing your current one?<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/onboard.cotribute.co\/flows\/e2a7d2bb-f837-4410-9a83-d0f376c92a2e\"  >Apply for an Auto Loan<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon DollarBills\"\n\t\tviewBox=\"0 0 77 78\"\n\t\twidth=\"77\"\n\t\theight=\"78\"\n\t>\n\t\t<title>Dollar Bills<\/title>\n\t\t<path fill=\"#acb531\" d=\"M16.76 11.777 2.265 17.666c9.06-1.088 20.081 8.304 24.46 13.136C26 24.279 19.779 15.4 16.76 11.777\"\/><path fill=\"#acb531\" d=\"M12.683 6.341c2.537.725 10.116 14.797 13.589 21.743l1.359 2.718c-1.087-3.624 1.057-18.119 2.265-24.913-2.175-1.45-12.381-.302-17.213.452\"\/><path fill=\"#fff\" d=\"M22.195 37.143c1.812-4.348 7.097-2.718 9.513-1.359 0-1.359 11.777-2.265 14.947-2.265 2.537 0 4.379.604 4.983.906l10.418 16.307 3.624.906-4.983 21.742-4.076-.906c-5.074 3.262-10.872 3.171-13.136 2.718l-18.119-4.53c-5.073 0-6.643-2.717-6.794-4.076-1.087-5.436 3.17-5.889 5.435-5.436-6.885-2.174-7.398-4.831-6.794-5.888 0-2.86 1.459-4.048 3.468-4.296-1.719-1.037-2.884-2.64-2.562-5.217.434-3.478 3.282-3.978 6.274-3.398-1.891-1.204-3.15-2.922-2.198-5.208\"\/><path fill=\"#acb531\" d=\"m32.16 36.237 1.812-1.812c0-2.415.997-7.156 4.983-6.794s5.285 3.775 5.436 5.435h5.888c.725-3.986 5.738-16.457 8.153-22.195l-25.366-9.06c-7.247 10.872-5.737 26.877-4.076 33.52z\"\/><g fill=\"#473124\"><path d=\"M33.685 25.266c.662 0 1.203-.542 1.203-1.203 0-2.105 0-7.555 1.78-10.923a4.83 4.83 0 0 0 2.948-2.022l7.53 2.864c-.132 1.034-.06 2.586 1.035 4.174-.637 1.251-1.912 4.03-2.899 8.012a1.206 1.206 0 0 0 1.167 1.492c.541 0 1.035-.373 1.167-.915 1.239-5.052 3.007-8.06 3.031-8.096a1.2 1.2 0 0 0-.132-1.407c-1.552-1.769-.878-3.477-.854-3.537.132-.3.132-.65 0-.95a1.23 1.23 0 0 0-.686-.662l-9.48-3.609a1.194 1.194 0 0 0-1.527.638c-.698 1.588-1.937 1.684-2.057 1.684-.421 0-.806.216-1.023.565-2.406 3.898-2.406 10.045-2.406 12.668 0 .661.542 1.203 1.203 1.203z\"\/><path d=\"m76.079 50.565-7.242-1.805a3.6 3.6 0 0 0-2.767.421c-.542.325-.95.794-1.251 1.324l-1.372-.169a.64.64 0 0 1-.48-.313l-8.77-14.303a7.2 7.2 0 0 0-2.708-2.563c3.874-14.64 8.41-21.593 8.458-21.665.204-.301.252-.686.144-1.035a1.24 1.24 0 0 0-.734-.758L33.168.075a1.19 1.19 0 0 0-1.504.626c-4.728 10.117-5.485 19.416-5.185 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1-2.094-1.239 3.17 3.17 0 0 1-.601-2.358 1.197 1.197 0 0 0-1.023-1.359 1.213 1.213 0 0 0-1.359 1.023c-.433 3.043 1.696 5.882 4.74 6.315l.95.133 19.356 4.342a17.85 17.85 0 0 0 11.056-1.022l1.564-.674a4.86 4.86 0 0 1 3.031-.252l1.516.373a3.6 3.6 0 0 0 2.454 2.14l2.502.626q.144.037.289.037c.541 0 1.035-.361 1.167-.915a1.196 1.196 0 0 0-.878-1.455l-2.502-.626a1.2 1.2 0 0 1-.879-1.444l4.92-20.559c.073-.325.265-.59.542-.758s.601-.228.926-.144l7.242 1.805a1.203 1.203 0 0 0 .578-2.334zM6.546 17.29l10.129-3.898c2.96 3.97 6.304 9.323 7.795 14.809-5.593-7.41-12.968-10.02-17.924-10.911M27.67 33.627v.072c0 .06-.024.108-.036.168 0-.072.036-.156.036-.228zm-.084.48c-.024.073-.072.121-.108.181.036-.06.084-.12.108-.192zm2.49 5.932-.036 3.127-4.355-1.227a3.18 3.18 0 0 1-2.189-3.922v-.024a3.133 3.133 0 0 1 3.886-2.13l3.464 1.012a7.2 7.2 0 0 0-.77 3.163m-.168-5.955C29.282 31.449 26.624 18 33.385 2.722l23.783 8.733c-1.504 2.659-4.908 9.444-7.964 20.933a6.8 6.8 0 0 0-1.564-.097l-2.177.12v-.072c-.53-4.33-3.778-5.87-6.4-5.87-4.067 0-6.593 2.767-6.593 7.218v1.155l-.084-.024-2.49-.734zm13.16-1.54-6.183.349a7.3 7.3 0 0 0-1.997.397c.084-1.805.794-4.415 4.175-4.415 1.058 0 3.548.36 3.994 3.669zM59.61 71.689l-.83-.204a7.24 7.24 0 0 0-4.56.373l-1.564.673a15.5 15.5 0 0 1-9.587.878l-10.142-2.273c1.143-.854 1.973-2.13 2.19-3.657a5.59 5.59 0 0 0-1.612-4.764c.974-.734 1.696-1.733 2.033-2.935a5.5 5.5 0 0 0-.505-4.247c-.097-.168-.217-.313-.325-.47a7.21 7.21 0 0 0 6.316-5.16l.168-.577c1.624 3.861 4.632 8.914 10.153 10.754.133.048.253.06.385.06.505 0 .975-.324 1.143-.818a1.22 1.22 0 0 0-.758-1.527c-6.64-2.214-9.167-10.394-10.009-13.077 0-.036-.036-.06-.048-.084a3.64 3.64 0 0 0-1.311-2.021l-.349-.265a1.206 1.206 0 0 0-1.684.229c-.41.53-.301 1.287.228 1.684l.35.265c.396.3.565.806.42 1.287l-.998 3.428a4.82 4.82 0 0 1-4.391 3.465l-1.311.06a1.17 1.17 0 0 1-.927-.373c-.24-.252-.36-.59-.325-.95l.662-6.737c0-.108.012-.217.012-.325l.036-4.33a4.83 4.83 0 0 1 4.548-4.764l10.754-.602a4.83 4.83 0 0 1 4.367 2.286l8.77 14.303a3.07 3.07 0 0 0 2.25 1.444l.95.12-4.511 18.851z\"\/><\/g>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Signature Loan<\/h3><div class=\"co-card--desc text-component\"><p>Get funds for planned expenses, unexpected costs, or whatever life brings your way.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/onboard.cotribute.co\/flows\/9f48a356-2cd0-4688-bf7e-a4940fa8c64a\"  >Apply for a Signature Loan<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon DebitorCreditCard\"\n\t\tviewBox=\"0 0 82 58\"\n\t\twidth=\"82\"\n\t\theight=\"58\"\n\t>\n\t\t<title>Debit or Credit Card<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M74.88 2.902q-33.86.008-67.72-.006c-.405 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text-component\"><p>Looking for a straightforward credit card with no annual fee and a competitive rate?<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/onboard.cotribute.co\/flows\/93a41d38-321c-45ac-ba92-5852440ade9a\"  >Apply for a Credit Card<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__auto-refinance-calculator co-flex_row__single-path-cta\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<h2 class=\"co-sp_cta--headline\">Not finding what you&#8217;re looking for?<\/h2><div class=\"co-sp_cta--desc\"><p>Our team can help you find the right loan option and guide you through the next steps.<\/p>\n<\/div><a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/frequently-asked-questions-faqs\/contact-us\/\"  >Talk With Our Team<\/a>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__auto-refinance-calculator\"><div class=\"co-flex_row--row co-row\">\t\t<header class=\"co-intro_text co-calculator--intro has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Estimate your monthly auto loan savings<\/h2><div class=\"co-intro_text--intro text-component\">Enter information about your current auto loan and what you\u2019d like to borrow, and we\u2019ll estimate how much you could save refinancing with us.<\/div>\t\t<\/header>\n\t\t<section class=\"co-calculator js-heritage-calculator\" data-calculator=\"auto-refinance\" aria-label=\"Auto refinance calculator\">\n\t<script class=\"js-calculator-config\" type=\"application\/json\">{\"termUnit\":\"months\",\"originalAmount\":{\"default\":20000,\"minimum\":2000,\"maximum\":150000},\"originalTerm\":{\"default\":60,\"minimum\":12,\"maximum\":96},\"originalRate\":{\"default\":10,\"minimum\":3,\"maximum\":30},\"newAmount\":{\"default\":20000,\"minimum\":2000,\"maximum\":150000},\"terms\":[{\"term\":24,\"label\":\"months\",\"rate\":6.85,\"default\":false},{\"term\":36,\"label\":\"months\",\"rate\":7.1,\"default\":false},{\"term\":48,\"label\":\"months\",\"rate\":7.35,\"default\":false},{\"term\":60,\"label\":\"months\",\"rate\":7.6,\"default\":true},{\"term\":72,\"label\":\"months\",\"rate\":7.85,\"default\":false},{\"term\":84,\"label\":\"months\",\"rate\":8.1,\"default\":false},{\"term\":96,\"label\":\"months\",\"rate\":9.65,\"default\":false}],\"disclosures\":\"\\u003Cp\\u003ECalculated payments shown are for estimation purposes only and use best available rate. Actual loan payment amount will be disclosed at loan closing and may differ based upon credit score and other factors.\\u003C\\\/p\\u003E\\n\"}<\/script>\n\t<noscript>JavaScript is required to use this calculator.<\/noscript>\n<\/section>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Buying a new or used vehicle or refinancing your current one? Get funds for planned expenses, unexpected costs, or whatever life brings your way. Looking for a straightforward credit card with no annual fee and a competitive rate? Our team can help you find the right loan option and guide you through the next steps. Calculated payments shown are for &hellip; <a href=\"https:\/\/www.heritagesouth.org\/es\/apply-loan\/\">Continue reading <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2643","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apply for a Loan - Heritage South Community Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heritagesouth.org\/es\/solicitar-prestamo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apply for a Loan - Heritage South Community Credit Union\" \/>\n<meta property=\"og:description\" content=\"Buying a new or used vehicle or refinancing your current one? 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