{"id":2648,"date":"2026-06-22T16:12:16","date_gmt":"2026-06-22T21:12:16","guid":{"rendered":"https:\/\/www.heritagesouth.org\/checking-savings\/savings\/certificates-deposits-cds\/"},"modified":"2026-10-30T12:39:43","modified_gmt":"2026-10-30T17:39:43","slug":"certificados-depositos-cds","status":"publish","type":"page","link":"https:\/\/www.heritagesouth.org\/es\/checking-savings\/savings\/certificates-deposits-cds\/","title":{"rendered":"Certificados"},"content":{"rendered":"
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  1. Cuentas<\/a>\n\t\t\t\t<\/polyline>\n\t\t\t<\/svg><\/li>
  2. Ahorros<\/a>\n\t\t\t\t<\/polyline>\n\t\t\t<\/svg><\/li>
  3. Certificados<\/li><\/ol><\/div><\/div>\t\t\t\t

    \n\t\t\t\t\tAumenta tus ahorros con un plan.\t\t\t\t<\/h1>\n\t\t\t\t

    Elige un plazo para tu certificado que se ajuste a tu cronograma y obt\u00e9n una rentabilidad competitiva sobre el dinero que has ahorrado.<\/p>\t\t\t\t\t

    \n\t\t\t\t\t\tVer tarifas actuales<\/a>Cont\u00e1ctanos para empezar.<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
    \n\t\t\t\t\t\"Pesca\"\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n\n\n
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    \t\n\t\tMarca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h2 class=\"co-card--heading\" >Condiciones flexibles<\/h2><div class=\"co-card--desc text-component\"><p>Puedes elegir entre certificados de seis meses, un a\u00f1o, dos a\u00f1os, tres a\u00f1os y cinco a\u00f1os.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h2 class=\"co-card--heading\" >Dep\u00f3sitos m\u00ednimos accesibles<\/h2><div class=\"co-card--desc text-component\"><p>Adquiera un certificado con vigencia de un a\u00f1o o m\u00e1s con tan solo $100. Los certificados de seis meses requieren un dep\u00f3sito m\u00ednimo de $1,000.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h2 class=\"co-card--heading\" >Condiciones competitivas<\/h2><div class=\"co-card--desc text-component\"><p>Obtenga una tasa de inter\u00e9s fija para su certificado durante el plazo seleccionado, sujeta al contrato de cuenta.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__columns co-flex_row__product-comparison\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-comp_table_outer_wrap js-comp_table\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Elige un plazo que se ajuste a tus planes.<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-comp_table_wrap\">\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_0\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>6 meses<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>6 meses<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>1 a\u00f1o<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>1 a\u00f1o<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>2 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>2 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>3 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>5 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>5 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_1\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Dep\u00f3sito m\u00ednimo<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>6 meses<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$1,000<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>1 a\u00f1o<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$100<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>2 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$100<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>3 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$100<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>5 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$100<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_2\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p> Mejor si quieres<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>6 meses<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Un compromiso de ahorro m\u00e1s corto<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>1 a\u00f1o<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Un equilibrio entre el tiempo y el potencial de ingresos.<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>2 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>M\u00e1s tiempo para el dinero que no necesitas de inmediato<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>3 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Una estrategia de ahorro a largo plazo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>5 a\u00f1os<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Ahorrar dinero para un objetivo futuro<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-comp_table_cta text-component\"><p><a href=\"https:\/\/www.heritagesouth.org\/es\/tasas\/\">Consulte las tarifas actuales de los certificados.<\/a><\/p>\n<\/div>\t<\/section>\n\t<\/div><\/div>\n\n<div class=\"co-flex_row next_row__long-form-text co-flex_row__columns\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">C\u00f3mo funcionan los certificados<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Number1\"\n\t\tviewbox=\"0 0 74 74\"\n\t\twidth=\"74\"\n\t\theight=\"74\"\n\t>\n\t\t<title>N\u00famero 1<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M0 0h74v74H0z\"\/><path fill=\"#fff\" stroke=\"#473124\" stroke-width=\"2\" d=\"M46.92 14.52V59H36.28V27.813l-6.86 6.04-.755.664-.66-.76-5.1-5.88-.665-.766.775-.654 13.86-11.7.28-.236z\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Elige tu t\u00e9rmino<\/h3><div class=\"co-card--desc text-component\"><p>Piensa en cu\u00e1ndo prev\u00e9s necesitar el dinero y selecciona un plazo de certificado que se ajuste a tu cronograma.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Number2\"\n\t\tviewbox=\"0 0 74 74\"\n\t\twidth=\"74\"\n\t\theight=\"74\"\n\t>\n\t\t<title>N\u00famero 2<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M0 0h74v74H0z\"\/><path fill=\"#fff\" stroke=\"#473124\" stroke-width=\"2\" d=\"M38.48 13.8q3.017-.001 5.694.886l.001-.001c1.797.556 3.378 1.417 4.727 2.589 1.365 1.144 2.414 2.59 3.15 4.316l.143.331c.691 1.673 1.025 3.566 1.025 5.66 0 1.427-.147 2.75-.45 3.961l-.002.009q-.45 1.731-1.29 3.227a14 14 0 0 1-1.873 2.649 30 30 0 0 1-2.296 2.296l-.009.008-.008.008-10.857 9.341H53.58V59H21.94V48.014l.332-.298 16.5-14.82a30 30 0 0 0 2.436-2.494A3.95 3.95 0 0 0 42.22 27.7c0-1.164-.402-1.977-1.17-2.567l-.01-.008-.008-.007c-.853-.689-1.85-1.038-3.032-1.038-1.458 0-2.49.442-3.225 1.239-.753.858-1.194 1.922-1.298 3.24l-.078.991-.992-.072-9-.66-.979-.073.053-.98c.118-2.16.552-4.089 1.325-5.76l.16-.332c.858-1.757 2.004-3.231 3.44-4.407 1.428-1.168 3.085-2.025 4.957-2.58 1.905-.593 3.947-.886 6.117-.886Z\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Deja que tus ahorros crezcan.<\/h3><div class=\"co-card--desc text-component\"><p>Su dep\u00f3sito genera dividendos durante la vigencia del certificado. Los certificados con un plazo de un a\u00f1o o m\u00e1s generalmente capitalizan los dividendos trimestralmente, mientras que los certificados con un plazo inferior a un a\u00f1o pagan dividendos al vencimiento.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Number3\"\n\t\tviewbox=\"0 0 74 74\"\n\t\twidth=\"74\"\n\t\theight=\"74\"\n\t>\n\t\t<title>N\u00famero 3<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M0 0h74v74H0z\"\/><path fill=\"#fff\" stroke=\"#473124\" stroke-width=\"2\" d=\"M37.4 13.8a21 21 0 0 1 5.642.75c1.872.468 3.532 1.239 4.966 2.321l.268.201a11.24 11.24 0 0 1 3.144 3.792l.162.314c.784 1.583 1.158 3.407 1.158 5.442 0 2.545-.672 4.78-2.055 6.654a8.8 8.8 0 0 1-3.161 2.656q.428.203.83.452a10 10 0 0 1 2.797 2.467 10.7 10.7 0 0 1 1.721 3.305A12.5 12.5 0 0 1 53.46 46c0 2.246-.445 4.264-1.366 6.027a12.5 12.5 0 0 1-3.583 4.365l-.003.003c-1.474 1.127-3.213 1.957-5.197 2.507q-2.904.82-6.15.818c-3.96 0-7.434-.919-10.379-2.797l-.006-.004c-2.98-1.929-4.905-4.955-5.83-8.953l-.225-.973.971-.226 9.48-2.22.996-.234.211 1c.285 1.353.836 2.351 1.611 3.064.752.656 1.935 1.063 3.71 1.063 1.806 0 2.925-.46 3.584-1.177l.001-.001c.767-.831 1.175-1.898 1.175-3.282 0-1.072-.234-1.733-.556-2.13l-.021-.026-.02-.027a3.2 3.2 0 0 0-1.474-1.148c-.679-.272-1.465-.434-2.37-.47l-.038-.002a37 37 0 0 0-2.921-.117h-3.1v-9.8h3.94q1.189 0 2.312-.169a6.2 6.2 0 0 0 1.85-.562 3.35 3.35 0 0 0 1.239-1.096c.267-.436.44-1.052.44-1.913 0-.963-.372-1.742-1.19-2.402l-.007-.006-.007-.006c-.796-.669-1.799-1.026-3.077-1.026-1.21 0-2.132.324-2.843.911-.76.63-1.24 1.386-1.466 2.291l-.234.931-.938-.193-9.9-2.04-1.032-.213.266-1.02c.506-1.942 1.276-3.626 2.327-5.027 1.032-1.416 2.266-2.565 3.702-3.436a15.6 15.6 0 0 1 4.679-1.86v.001a22.7 22.7 0 0 1 5.38-.625Z\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Planificar la madurez<\/h3><div class=\"co-card--desc text-component\"><p>Le notificaremos con al menos 10 d\u00edas de antelaci\u00f3n a la fecha de vencimiento de su certificado. Salvo que nos indique lo contrario, el certificado se renovar\u00e1 autom\u00e1ticamente a la tarifa vigente en ese momento.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__faqs co-flex_row__long-form-text\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block prow items-center co-long_form--block__nomedia justify-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<h2 class=\"co-long_form--headline\" >\u00bfAhorrar para un objetivo espec\u00edfico?<\/h2><div class=\"co-long_form--content text-component\"><p class=\"isSelectedEnd\">Un certificado puede resultar \u00fatil cuando se dispone de dinero que no se prev\u00e9 necesitar de inmediato y se desea un plan de ahorro predecible.<\/p>\n<p class=\"isSelectedEnd\">Considere la posibilidad de utilizar uno para:<\/p>\n<ul data-spread=\"false\">\n<li>Una futura compra de un veh\u00edculo o una vivienda.<\/li>\n<li>gastos de educaci\u00f3n<\/li>\n<li>Un viaje planeado o un evento importante<\/li>\n<li>Ahorros a largo plazo<\/li>\n<li>Dinero que quieres mantener separado de los gastos diarios<\/li>\n<\/ul>\n<p>Dado que los retiros anticipados pueden conllevar una penalizaci\u00f3n, considere mantener sus ahorros de emergencia en una cuenta de m\u00e1s f\u00e1cil acceso.<\/p>\n<\/div><a class=\"co-long_form--button co-button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/ahorros-corrientes\/ahorros\/\" >Comparar opciones de ahorro<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__multi-path-cta co-flex_row__faqs\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Preguntas frecuentes\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Preguntas frecuentes<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\" data-display-accordion-open=\"false\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2991\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfQu\u00e9 es un certificado?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Un certificado es una cuenta de dep\u00f3sito que guarda su dinero durante un plazo determinado, a la vez que genera dividendos. Se le conoce com\u00fanmente como certificado de dep\u00f3sito, CD o certificado de acciones.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2993\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfCu\u00e1nto necesito para abrir uno?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>El dep\u00f3sito m\u00ednimo es de $1,000 para un certificado a seis meses. Los certificados a uno, dos, tres y cinco a\u00f1os tienen un dep\u00f3sito m\u00ednimo de $100.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2994\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfPuedo retirar el dinero antes de tiempo?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Se aplicar\u00e1 una penalizaci\u00f3n por retiro anticipado si retira el dinero antes del vencimiento del certificado. Existen algunas excepciones. Consulte el contrato de cuenta o comun\u00edquese con uno de nuestros asesores para obtener m\u00e1s informaci\u00f3n.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2995\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfC\u00f3mo se pagan los dividendos?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Los certificados con vencimiento a un a\u00f1o o m\u00e1s generalmente generan dividendos trimestralmente. Los dividendos de los certificados a seis meses se pagan al vencimiento. Los dividendos de los certificados tambi\u00e9n se pueden transferir a otra cuenta de la cooperativa de cr\u00e9dito o pagarse mediante cheque mensual o trimestralmente.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2996\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfQu\u00e9 sucede cuando vence mi certificado?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Los certificados se renuevan autom\u00e1ticamente al tipo de cambio vigente, salvo que nos indique lo contrario. Los socios reciben una notificaci\u00f3n con al menos 10 d\u00edas de antelaci\u00f3n a su vencimiento.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2997\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfExisten certificados IRA?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>S\u00ed. Heritage South ofrece certificados de participaci\u00f3n IRA tradicionales, Roth y educativas con plazos de uno a cinco a\u00f1os. Las tasas de los certificados IRA son actualmente las mismas que las de los certificados de participaci\u00f3n regulares. Considere consultar con un asesor fiscal calificado antes de tomar decisiones sobre su cuenta de jubilaci\u00f3n.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p>\u00bfNo encuentras lo que buscas? <a href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/\">Ver todas las preguntas frecuentes<\/a><\/p>\n<\/div>\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__back-to-top co-flex_row__multi-path-cta\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Encuentra el plazo adecuado para tus ahorros.<\/h2><div class=\"co-intro_text--intro text-component\"><p>Revise las tarifas de los certificados vigentes y luego comun\u00edquese con Heritage South para elegir la opci\u00f3n que mejor se ajuste a su cronograma.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tEncuentra la mejor tarifa\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/tasas\/\" >Ver tarifas actuales<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisite una sucursal\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/ubicaciones-cajeros-automaticos\/\" >Encu\u00e9ntranos cerca de ti<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tHabla con nuestro equipo.\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/contactanos\/\" >Cont\u00e1ctanos<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\"><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\n\t<a class=\"co-back_top--link\" href=\"#\">\n\tVolver arriba\t<img loading=\"lazy\" decoding=\"async\" class=\"co-back_top--link_icon\" src=\"https:\/\/www.heritagesouth.org\/wp-content\/themes\/heritagesouth-theme\/images\/back-to-top-arrow.svg\" width=\"33\" height=\"33\" alt=\"\" aria-hidden=\"true\">\n\t<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>A certificate\u2014often called a CD\u2014lets you deposit money for a set amount of time while earning dividends throughout the term. Heritage South offers options ranging from six months to five years, so you can choose a timeline that works for your savings goals. Choose from six-month, one-year, two-year, three-year, and five-year certificates. Open a certificate of one year or longer … <a href=\"https:\/\/www.heritagesouth.org\/es\/checking-savings\/savings\/certificates-deposits-cds\/\">Continue reading <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":10,"featured_media":0,"parent":2647,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2648","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Certificates - Heritage South Community Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heritagesouth.org\/es\/ahorros-corrientes\/ahorros\/certificados-depositos-cds\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificates - Heritage South Community Credit Union\" \/>\n<meta property=\"og:description\" content=\"A certificate\u2014often called a CD\u2014lets you deposit money for a set amount of time while earning dividends throughout the term. Heritage South offers options ranging from six months to five years, so you can choose a timeline that works for your savings goals. Choose from six-month, one-year, two-year, three-year, and five-year certificates. Open a certificate of one year or longer … Continue reading →\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.heritagesouth.org\/es\/ahorros-corrientes\/ahorros\/certificados-depositos-cds\/\" \/>\n<meta property=\"og:site_name\" content=\"Heritage South Community Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-30T17:39:43+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/certificates-deposits-cds\\\/\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/certificates-deposits-cds\\\/\",\"name\":\"Certificates - Heritage South Community Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\"},\"datePublished\":\"2026-06-22T21:12:16+00:00\",\"dateModified\":\"2026-10-30T17:39:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/certificates-deposits-cds\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/certificates-deposits-cds\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/certificates-deposits-cds\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Checking & Savings\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Savings\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/checking-savings\\\/savings\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Certificates\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/\",\"name\":\"Heritage South Community Credit Union\",\"description\":\"We help when others wont\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.heritagesouth.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Certificados - Cooperativa de Cr\u00e9dito Comunitaria Heritage South","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.heritagesouth.org\/es\/ahorros-corrientes\/ahorros\/certificados-depositos-cds\/","og_locale":"es_ES","og_type":"article","og_title":"Certificates - Heritage South Community Credit Union","og_description":"A certificate\u2014often called a CD\u2014lets you deposit money for a set amount of time while earning dividends throughout the term. Heritage South offers options ranging from six months to five years, so you can choose a timeline that works for your savings goals. Choose from six-month, one-year, two-year, three-year, and five-year certificates. 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