{"id":2657,"date":"2026-06-22T16:12:16","date_gmt":"2026-06-22T21:12:16","guid":{"rendered":"https:\/\/www.heritagesouth.org\/loans-credit-cards\/auto-loans\/auto-loans-teens\/"},"modified":"2026-10-27T19:02:49","modified_gmt":"2026-10-28T00:02:49","slug":"adolescentes-automovilisticos","status":"publish","type":"page","link":"https:\/\/www.heritagesouth.org\/es\/loans-credit-cards\/auto-vehicle-loans\/auto-teens\/","title":{"rendered":"Pr\u00e9stamos para autos para adolescentes"},"content":{"rendered":"<div class=\"co-flex_row next_row__page-intro co-flex_row__page-hero\"><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero  co-page_hero__purple co-page_hero__has_image display-img-desktop\" aria-label=\"Encabezado: Pr\u00e9stamos para autos para adolescentes\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"co-page_hero--text\">\n\t\t\t\t<div class=\"co-breadcrumbs\"><div class=\"co-breadcrumbs--inner\"><ol><li class=\"co-breadcrumbs--item\"><a href=\"https:\/\/www.heritagesouth.org\/es\/loans-credit-cards\/\">Pr\u00e9stamos y Tarjetas<\/a><svg class=\"icon-svg\" aria-hidden=\"true\" viewbox=\"0 0 16 16\">\n\t\t\t\t<polyline fill=\"none\" stroke=\"currentColor\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-miterlimit=\"10\" points=\"6.5,3.5 11,8 6.5,12.5\"><\/polyline>\n\t\t\t<\/svg><\/li><li class=\"co-breadcrumbs--item\"><a href=\"https:\/\/www.heritagesouth.org\/es\/loans-credit-cards\/auto-vehicle-loans\/\">Pr\u00e9stamos para autom\u00f3viles y veh\u00edculos<\/a><svg class=\"icon-svg\" aria-hidden=\"true\" viewbox=\"0 0 16 16\">\n\t\t\t\t<polyline fill=\"none\" stroke=\"currentColor\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-miterlimit=\"10\" points=\"6.5,3.5 11,8 6.5,12.5\"><\/polyline>\n\t\t\t<\/svg><\/li><li class=\"co-breadcrumbs--item current\">Pr\u00e9stamos para autos para adolescentes<\/li><\/ol><\/div><\/div>\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\tPr\u00e9stamos para autos para adolescentes\t\t\t\t<\/h1>\n\t\t\t\t<p class=\"co-page_hero--tagline\">Ay\u00fadalos a empezar con buen pie al volante.<\/p>\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/contactanos\/\"  >Contacta con un prestamista.<\/a><a class=\"co-page_hero--link\" href=\"https:\/\/www.heritagesouth.org\/es\/tasas\/\"  >Ver tasas de pr\u00e9stamos para autom\u00f3viles<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"975\" height=\"546\" src=\"https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens.jpg\" class=\"co-page_hero--img\" alt=\"Una adolescente conduce su primer coche.\" loading=\"eager\" srcset=\"https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens.jpg 975w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-540x302.jpg 540w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-730x409.jpg 730w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-768x430.jpg 768w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-18x10.jpg 18w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-396x222.jpg 396w, https:\/\/www.heritagesouth.org\/files\/AutoLoansForTeens-75x42.jpg 75w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__columns co-flex_row__page-intro\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Ay\u00fadalos a comenzar su camino financiero.<\/h2><div class=\"co-page_intro--desc text-component\"><p class=\"isSelectedEnd\">Un primer veh\u00edculo puede significar una mayor independencia. Tambi\u00e9n puede brindar la oportunidad de aprender sobre presupuesto, pagos mensuales y pr\u00e9stamos responsables.<\/p>\n<p>El programa de pr\u00e9stamos para autos para adolescentes de Heritage South permite que los j\u00f3venes elegibles de 16 a\u00f1os o m\u00e1s soliciten un pr\u00e9stamo para auto a su nombre con un padre o tutor con buen historial crediticio como aval. Realizar los pagos a tiempo puede ayudar al joven a comenzar a construir un historial crediticio positivo.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__product-comparison co-flex_row__columns\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Detalles de nuestro programa<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:4 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Disponible a partir de los 16 a\u00f1os.<\/h3><div class=\"co-card--desc text-component\"><p>Los adolescentes que cumplan los requisitos pueden empezar a solicitar el Programa de Pr\u00e9stamos para Autom\u00f3viles para Adolescentes una vez que cumplan 16 a\u00f1os.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >El pr\u00e9stamo est\u00e1 a nombre del adolescente.<\/h3><div class=\"co-card--desc text-component\"><p>El adolescente figura como prestatario principal, lo que permite que el pr\u00e9stamo y el historial de pagos pasen a formar parte de su historial crediticio.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Un padre o tutor legal firma como co-firmante.<\/h3><div class=\"co-card--desc text-component\"><p>Es necesario que un padre o tutor con solvencia crediticia participe como avalista.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Construye un historial crediticio mediante pagos responsables.<\/h3><div class=\"co-card--desc text-component\"><p>Los pagos puntuales y constantes pueden ayudar al adolescente a establecer un historial crediticio que podr\u00eda respaldar futuras solicitudes de otro pr\u00e9stamo para un veh\u00edculo, una tarjeta de cr\u00e9dito o una hipoteca.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__long-form-text co-flex_row__product-comparison\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-comp_table_outer_wrap js-comp_table\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Nuestro programa en resumen<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-comp_table_wrap\">\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_0\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Edad m\u00ednima<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Edad m\u00ednima<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>prestatario principal<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>prestatario principal<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Se requiere un aval<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Se requiere un aval<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Finalidad del pr\u00e9stamo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Finalidad del pr\u00e9stamo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>C\u00f3mo empezar<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>C\u00f3mo empezar<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_1\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Pr\u00e9stamo para autom\u00f3vil para adolescentes<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Edad m\u00ednima<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>16<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>prestatario principal<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Adolescente<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Se requiere un aval<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Padre o tutor solvente<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Finalidad del pr\u00e9stamo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Adquiera un veh\u00edculo elegible<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Para ayudar a tu adolescente a financiar su primer veh\u00edculo mientras aprende a endeudarse de forma responsable y comienza a establecer un historial crediticio.<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>C\u00f3mo empezar<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Comun\u00edquese con un prestamista de Heritage South o visite una sucursal.<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\t<\/div><\/div>\n\n<div class=\"co-flex_row next_row__long-form-text co-flex_row__long-form-text\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Tasas de pr\u00e9stamos para autom\u00f3viles para adolescentes: un vistazo<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block prow items-center co-long_form--block__nomedia justify-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><p><div class=\"co-rates_table_wrap co-rates_table_wrap__products_list\">\n\t<table class=\"co-rates_table\">\n\t\t\t\t\t<caption class=\"co-rates_table_wrap--title\" id=\"teenautoloansfixedrateacrossterms\">\n\t\t\t\tPr\u00e9stamos para autos para adolescentes (tasa fija durante todo el plazo)\t\t\t<\/caption>\n\t\t\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Opciones de plazo<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (TAE) tan baja como*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<p>* La tasa de inter\u00e9s anual de estos pr\u00e9stamos para autom\u00f3viles garantizados depende del historial crediticio del prestatario, el plazo del pr\u00e9stamo y la antig\u00fcedad del veh\u00edculo utilizado como garant\u00eda. Todos los pr\u00e9stamos est\u00e1n sujetos a aprobaci\u00f3n crediticia.<\/p>\n<p>Financiaci\u00f3n m\u00e1xima de hasta 100% del precio de etiqueta o valor minorista NADA, m\u00e1s impuestos y placas.<\/p>\n<p><strong>Cuota de solicitud:<\/strong> $50.00<\/p>\n<p><strong>Tasas de presentaci\u00f3n:<\/strong> Se le cobrar\u00e1 una tarifa de registro de gravamen al momento de recibir un adelanto si la cooperativa de cr\u00e9dito toma posesi\u00f3n como garant\u00eda de su propiedad. El monto se basar\u00e1 en la tarifa exigida por la ley estatal para que la cooperativa de cr\u00e9dito obtenga un gravamen sobre su propiedad.<\/p>\n<p><strong>Recargo por pago tard\u00edo:<\/strong> Se cobrar\u00e1 un cargo por mora de 5% de su pago programado con un m\u00ednimo de $5.00 si su pago se recibe 20 d\u00edas o m\u00e1s despu\u00e9s de la fecha de vencimiento.<\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Opciones de plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>Plazos disponibles de 24, 36, 48 y 60 meses.<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (TAE) tan baja como*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8.5%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div><\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__faqs co-flex_row__long-form-text\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Consejos \u00fatiles para conductores adolescentes<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block prow items-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<h3 class=\"co-long_form--headline\" >Prep\u00e1rese para algo m\u00e1s que el pago mensual.<\/h3><div class=\"co-long_form--content text-component\"><p class=\"isSelectedEnd\">Antes de elegir un veh\u00edculo, elabore un presupuesto que tenga en cuenta lo siguiente:<\/p>\n<ul data-spread=\"false\">\n<li>seguro de auto<\/li>\n<li>Costes de combustible o de carga<\/li>\n<li>Registro e impuestos<\/li>\n<li>Mantenimiento rutinario<\/li>\n<li>Reparaciones imprevistas<\/li>\n<li>El pago mensual del pr\u00e9stamo<\/li>\n<\/ul>\n<p>Elegir un veh\u00edculo fiable con un coste total asequible puede facilitar el cumplimiento de los pagos y otras responsabilidades.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5\">\n\t\t\t\t\t\t<div class=\"co-long_form--media_frame\"><img loading=\"lazy\" decoding=\"async\" width=\"515\" height=\"364\" src=\"https:\/\/www.heritagesouth.org\/files\/TeensHangout.jpg\" class=\"co-long_form--image\" alt=\"Los adolescentes pasan el rato juntos.\" srcset=\"https:\/\/www.heritagesouth.org\/files\/TeensHangout.jpg 515w, https:\/\/www.heritagesouth.org\/files\/TeensHangout-18x12.jpg 18w, https:\/\/www.heritagesouth.org\/files\/TeensHangout-396x280.jpg 396w, https:\/\/www.heritagesouth.org\/files\/TeensHangout-75x53.jpg 75w\" sizes=\"auto, (max-width: 515px) 100vw, 515px\" \/><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__multi-path-cta co-flex_row__faqs\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Preguntas frecuentes\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Preguntas frecuentes<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\" data-display-accordion-open=\"false\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2969\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfQu\u00e9 edad debe tener mi hijo adolescente?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>El programa de pr\u00e9stamos para autom\u00f3viles para adolescentes est\u00e1 disponible a partir de los 16 a\u00f1os.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2970\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfA nombre de qui\u00e9n figurar\u00e1 el pr\u00e9stamo?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>El pr\u00e9stamo se formaliza a nombre del adolescente, con un padre o tutor con solvencia crediticia como avalista.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2971\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfPor qu\u00e9 se requiere un avalista?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Es probable que un prestatario joven no tenga ingresos ni historial crediticio suficientes para calificar por s\u00ed solo. El avalista a\u00f1ade su informaci\u00f3n financiera y crediticia a la solicitud y se compromete a reembolsar el pr\u00e9stamo si el prestatario principal no lo hace.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2972\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header js-accord_toggle closed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfPuede este pr\u00e9stamo ayudar a mi hijo adolescente a mejorar su historial crediticio?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel js-accord_content text-component\"><p>Realizar los pagos a tiempo puede ayudar al adolescente a establecer un historial de pagos positivo. Los pagos atrasados o no realizados pueden ser reportados y afectar negativamente el cr\u00e9dito tanto del adolescente como del avalista.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-accordion--cta\"><p>\u00bfNo encuentras lo que buscas? <a href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/\">Ver todas las preguntas frecuentes<\/a><\/p>\n<\/div>\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__back-to-top co-flex_row__multi-path-cta\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Ayuda a tu adolescente a tomar el volante de forma responsable.<\/h2><div class=\"co-intro_text--intro text-component\"><p>Habla con un prestamista de Heritage South sobre c\u00f3mo financiar tu primer veh\u00edculo y comenzar tu trayectoria crediticia.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\t\u00bfListo para ponerse en marcha?\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/onboard.cotribute.co\/flows\/e2a7d2bb-f837-4410-9a83-d0f376c92a2e\"  >Solicita un pr\u00e9stamo para autom\u00f3vil<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tVisite una sucursal\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/ubicaciones-cajeros-automaticos\/\"  >Encu\u00e9ntranos cerca de ti<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tHabla con nuestro equipo.\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/contactanos\/\"  >Cont\u00e1ctanos<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\"><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\n\t<a class=\"co-back_top--link\" href=\"#\">\n\tVolver arriba\t<img loading=\"lazy\" decoding=\"async\" class=\"co-back_top--link_icon\" src=\"https:\/\/www.heritagesouth.org\/wp-content\/themes\/heritagesouth-theme\/images\/back-to-top-arrow.svg\" width=\"33\" height=\"33\" alt=\"\" aria-hidden=\"true\">\n\t<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>A first vehicle can mean greater independence. It can also create an opportunity to learn about budgeting, monthly payments, and responsible borrowing. Heritage South\u2019s Teen Auto Loan Program allows eligible teens age 16 and older to apply for an auto loan in their own name with a creditworthy parent or guardian as co-signer. Making payments on time may help the &hellip; <a href=\"https:\/\/www.heritagesouth.org\/es\/loans-credit-cards\/auto-vehicle-loans\/auto-teens\/\">Continue reading <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":10,"featured_media":0,"parent":2653,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2657","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Auto Loans for Teens - Heritage South Community Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heritagesouth.org\/es\/prestamos-tarjetas-de-credito\/prestamos-para-vehiculos\/adolescentes-automovilisticos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Auto Loans for Teens - Heritage South Community Credit Union\" \/>\n<meta property=\"og:description\" content=\"A first vehicle can mean greater independence. It can also create an opportunity to learn about budgeting, monthly payments, and responsible borrowing. Heritage South\u2019s Teen Auto Loan Program allows eligible teens age 16 and older to apply for an auto loan in their own name with a creditworthy parent or guardian as co-signer. Making payments on time may help the &hellip; Continue reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.heritagesouth.org\/es\/prestamos-tarjetas-de-credito\/prestamos-para-vehiculos\/adolescentes-automovilisticos\/\" \/>\n<meta property=\"og:site_name\" content=\"Heritage South Community Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-28T00:02:49+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/auto-teens\\\/\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/auto-teens\\\/\",\"name\":\"Auto Loans for Teens - Heritage South Community Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\"},\"datePublished\":\"2026-06-22T21:12:16+00:00\",\"dateModified\":\"2026-10-28T00:02:49+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/auto-teens\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/auto-teens\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/auto-teens\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans &#038; Credit Cards\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Auto &amp; Vehicle Loans\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/loans-credit-cards\\\/auto-vehicle-loans\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Auto Loans for Teens\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/\",\"name\":\"Heritage South Community Credit Union\",\"description\":\"We help when others wont\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.heritagesouth.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pr\u00e9stamos para autos para adolescentes - Cooperativa de Cr\u00e9dito Comunitaria Heritage South","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.heritagesouth.org\/es\/prestamos-tarjetas-de-credito\/prestamos-para-vehiculos\/adolescentes-automovilisticos\/","og_locale":"es_ES","og_type":"article","og_title":"Auto Loans for Teens - Heritage South Community Credit Union","og_description":"A first vehicle can mean greater independence. 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