{"id":2668,"date":"2026-06-22T16:12:17","date_gmt":"2026-06-22T21:12:17","guid":{"rendered":"https:\/\/www.heritagesouth.org\/services\/credit-report\/"},"modified":"2026-10-22T14:48:06","modified_gmt":"2026-10-22T19:48:06","slug":"informe-de-credito","status":"publish","type":"page","link":"https:\/\/www.heritagesouth.org\/es\/services\/credit-report\/","title":{"rendered":"Informe de cr\u00e9dito"},"content":{"rendered":"<div class=\"co-flex_row next_row__page-intro co-flex_row__page-hero\"><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero  co-page_hero__green co-page_hero__has_image display-img-desktop display-img-mobile\" aria-label=\"Encabezado: Informe de cr\u00e9dito\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"co-page_hero--text\">\n\t\t\t\t<div class=\"co-breadcrumbs\"><div class=\"co-breadcrumbs--inner\"><ol><li class=\"co-breadcrumbs--item\"><a href=\"https:\/\/www.heritagesouth.org\/es\/services\/\">Servicios<\/a><svg class=\"icon-svg\" aria-hidden=\"true\" viewbox=\"0 0 16 16\">\n\t\t\t\t<polyline fill=\"none\" stroke=\"currentColor\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-miterlimit=\"10\" points=\"6.5,3.5 11,8 6.5,12.5\"><\/polyline>\n\t\t\t<\/svg><\/li><li class=\"co-breadcrumbs--item current\">Informe de cr\u00e9dito<\/li><\/ol><\/div><\/div>\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\tInforme de cr\u00e9dito\t\t\t\t<\/h1>\n\t\t\t\t<p class=\"co-page_hero--tagline\">Revisa tu historial crediticio, detecta errores y mantente al tanto de cualquier actividad relacionada con tu nombre.<\/p>\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t<a class=\"co-page_hero--button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/speed-bump\/?url=https%3A%2F%2Fwww.annualcreditreport.com%2Findex.action&#038;prev=https%3A%2F%2Fwww.heritagesouth.org%2Fes%2Fservices%2Fcredit-report%2F\"  >Obt\u00e9n tu informe de cr\u00e9dito gratuito<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"975\" height=\"546\" src=\"https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport.jpg\" class=\"co-page_hero--img\" alt=\"Revisando el informe crediticio.\" loading=\"eager\" srcset=\"https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport.jpg 975w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-540x302.jpg 540w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-730x409.jpg 730w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-768x430.jpg 768w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-18x10.jpg 18w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-396x222.jpg 396w, https:\/\/www.heritagesouth.org\/files\/ReviewCreditReport-75x42.jpg 75w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__columns co-flex_row__page-intro\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Una revisi\u00f3n r\u00e1pida puede decirte mucho<\/h2><div class=\"co-page_intro--desc text-component\"><p class=\"isSelectedEnd\">Tu informe de cr\u00e9dito incluye informaci\u00f3n sobre tus cuentas, historial de pagos y otras actividades relacionadas con tu cr\u00e9dito. Consultarlo peri\u00f3dicamente te ayudar\u00e1 a detectar errores, prepararte antes de solicitar un pr\u00e9stamo y descubrir a tiempo las se\u00f1ales de robo de identidad.<\/p>\n<p>Puedes consultar tus informes de cr\u00e9dito de Equifax, Experian y TransUnion en l\u00ednea de forma gratuita en AnnualCreditReport.com.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__full-width-promo co-flex_row__columns\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Vigila tu cr\u00e9dito<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Compru\u00e9balo<\/h3><div class=\"co-card--desc text-component\"><p>Revise los tres informes de cr\u00e9dito y aseg\u00farese de que las cuentas, los saldos y la informaci\u00f3n personal le resulten familiares.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Corregir errores<\/h3><div class=\"co-card--desc text-component\"><p>\u00bfVes algo que no est\u00e1 bien? Puedes impugnar la informaci\u00f3n incorrecta o incompleta directamente con la agencia de cr\u00e9dito y la empresa que la report\u00f3.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t<figure class=\"co-card--media\">\t<svg\n\t\tclass=\"co-card--icon Checkmark\"\n\t\tviewbox=\"0 0 63 62\"\n\t\twidth=\"63\"\n\t\theight=\"62\"\n\t>\n\t\t<title>Marca de verificaci\u00f3n<\/title>\n\t\t<path fill=\"#b5be34\" d=\"M30.443 32.441c-.069-.011-.138-.017-.207-.028l.121.115z\"\/><path fill=\"#b5be34\" d=\"M55.681 3.132H7.324A4.19 4.19 0 0 0 3.138 7.32v47.29a4.19 4.19 0 0 0 4.186 4.187h48.357a4.19 4.19 0 0 0 4.187-4.187V29.557a1.568 1.568 0 0 1 1.87-1.538V17.896a3.6 3.6 0 0 1-.684.985L33.634 47.05a3.7 3.7 0 0 1-2.65 1.129 3.67 3.67 0 0 1-2.234-.726 1.5 1.5 0 0 1-.472-.311L14.856 33.72a3.74 3.74 0 0 1 0-5.275l4.814-4.814c1.428-1.428 3.84-1.428 5.274 0l5.54 5.54c.074.075.184.15.455.173a.57.57 0 0 0 .391-.179l19.566-20.28a3.72 3.72 0 0 1 2.65-1.14h.01a3.73 3.73 0 0 1 2.66 1.094l4.809 4.808c.305.305.541.656.72 1.025V7.417a5.97 5.97 0 0 0-4.497-5.787 1.566 1.566 0 0 1-1.56 1.502z\"\/><path fill=\"#b5be34\" d=\"M55.388 12.443 54 11.056a.55.55 0 0 0-.27-.138l1.658 1.531z\"\/><path fill=\"#fff\" d=\"M53.574 10.883a.57.57 0 0 0-.42.184L33.599 31.342a3.72 3.72 0 0 1-2.649 1.14q-.25 0-.5-.035l-.087.087-.121-.116a3.7 3.7 0 0 1-1.964-1.024l-5.54-5.54a.6.6 0 0 0-.42-.173.6.6 0 0 0-.42.173l-4.814 4.814c-.23.23-.23.61 0 .84l13.1 13.1c.133.07.26.156.363.265.12.121.253.19.357.179h.07a.57.57 0 0 0 .42-.184l27.42-28.17a.607.607 0 0 0-.006-.834l-3.415-3.42-1.658-1.532a1 1 0 0 0-.155-.035z\"\/><path fill=\"#473124\" d=\"M56.217 8.839a3.76 3.76 0 0 0-2.66-1.094h-.012a3.7 3.7 0 0 0-2.649 1.14L31.342 29.159a.58.58 0 0 1-.392.179c-.27-.023-.38-.098-.455-.173l-5.54-5.54c-1.427-1.427-3.846-1.427-5.274 0l-4.814 4.814a3.74 3.74 0 0 0 0 5.275L28.29 47.136c.132.133.294.242.472.311a3.68 3.68 0 0 0 2.234.726 3.7 3.7 0 0 0 2.649-1.129l27.42-28.169c.288-.293.513-.633.685-.984a3.78 3.78 0 0 0 0-3.23 3.8 3.8 0 0 0-.72-1.026l-4.807-4.808zm-.83 3.604 3.415 3.42c.225.225.23.605.006.836l-27.42 28.169a.58.58 0 0 1-.42.178h-.07c-.103.012-.242-.057-.357-.178q-.164-.163-.363-.265l-13.1-13.1a.6.6 0 0 1 0-.84l4.814-4.815a.6.6 0 0 1 .42-.172c.156 0 .306.063.421.172l5.54 5.54a3.65 3.65 0 0 0 2.17 1.053q.243.035.501.035a3.7 3.7 0 0 0 2.65-1.14L53.147 11.06a.6.6 0 0 1 .42-.184c.046 0 .104.017.156.035a.66.66 0 0 1 .27.138l1.388 1.388z\"\/><path fill=\"#473124\" d=\"M61.739 28.02a1.568 1.568 0 0 0-1.871 1.537V54.61a4.19 4.19 0 0 1-4.187 4.187H7.324a4.19 4.19 0 0 1-4.186-4.187V7.32a4.19 4.19 0 0 1 4.186-4.187h48.357c.841 0 1.526-.667 1.56-1.502 0-.023.007-.04.007-.064C57.248.703 56.545 0 55.68 0H7.324C3.282-.006 0 3.276 0 7.319V54.61c0 4.037 3.282 7.325 7.324 7.325h48.357c4.037 0 7.319-3.282 7.319-7.325V29.557a1.57 1.57 0 0 0-1.261-1.538\"\/>\t<\/svg>\n<\/figure>\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Prot\u00e9gete<\/h3><div class=\"co-card--desc text-component\"><p>Si detecta alguna actividad sospechosa, act\u00fae con rapidez. Una alerta de fraude o el bloqueo de cr\u00e9dito pueden dificultar que alguien abra un nuevo cr\u00e9dito a su nombre.<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__single-path-cta co-flex_row__full-width-promo\"><div class=\"co-flex_row--row co-row\"><div class=\"co-fwp--block\">\n\t\t\t<div class=\"co-promo co-promo__full_width js-promo\" data-promotitle=\"My Financial Health\" data-promostate=\"static\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.heritagesouth.org\/es\/servicios\/banca-movil-en-linea\/\" class=\"co-promo--img_link promo_img_link\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"489\" height=\"312\" src=\"https:\/\/www.heritagesouth.org\/files\/GirlOnBus.jpg\" class=\"co-promo--img\" alt=\"Una chica usando su tel\u00e9fono m\u00f3vil en el autob\u00fas.\" srcset=\"https:\/\/www.heritagesouth.org\/files\/GirlOnBus.jpg 489w, https:\/\/www.heritagesouth.org\/files\/GirlOnBus-18x12.jpg 18w, https:\/\/www.heritagesouth.org\/files\/GirlOnBus-396x253.jpg 396w, https:\/\/www.heritagesouth.org\/files\/GirlOnBus-75x48.jpg 75w\" sizes=\"auto, (max-width: 489px) 100vw, 489px\" \/>\t\t\t\t<\/a>\n\t\t\t\t\t\t<div class=\"co-promo--text text-component promo_text_wrap\">\n\t\t\t\t<span class=\"co-promo--label\">Promo<\/span>\n\t\t\t\t<h2 class=\"co-promo--title\">\n\t\t\t\t\tMi salud financiera\t\t\t\t<\/h2>\n\t\t\t\t<p class=\"isSelectedEnd\">Obt\u00e9n una visi\u00f3n m\u00e1s clara de tus finanzas con la Banca Digital de Heritage South. Consulta tu VantageScore\u00ae 3.0, monitorea d\u00f3nde podr\u00eda estar expuesta tu informaci\u00f3n personal y mucho m\u00e1s, sin costo alguno.<\/p>\n<p>\u00bfQuieres a\u00fan m\u00e1s funciones? Hay funciones premium proactivas opcionales disponibles por una peque\u00f1a cuota mensual.<\/p>\n\t\t\t\t<a class=\"co-promo--button co-button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/servicios\/banca-movil-en-linea\/\"  >Explora la banca en l\u00ednea y m\u00f3vil<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__columns co-flex_row__single-path-cta\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<h2 class=\"co-sp_cta--headline\">Obt\u00e9n tus informes de la fuente oficial.<\/h2><div class=\"co-sp_cta--desc\"><p><a href=\"https:\/\/www.annualcreditreport.com\/index.action\">Informe de Cr\u00e9dito Anual.com<\/a> Es el sitio web autorizado por el gobierno federal para solicitar sus informes de cr\u00e9dito gratuitos de Equifax, Experian y TransUnion.<\/p>\n<p>Tambi\u00e9n puede solicitar sus informes llamando al <strong>1-877-322-8228<\/strong>.<\/p>\n<\/div><a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/speed-bump\/?url=https%3A%2F%2Fwww.annualcreditreport.com%2Findex.action&#038;prev=https%3A%2F%2Fwww.heritagesouth.org%2Fes%2Fservices%2Fcredit-report%2F\"  >Obt\u00e9n tu informe de cr\u00e9dito gratuito<\/a>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__single-path-cta co-flex_row__columns\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfNecesitas reparar o proteger tu cr\u00e9dito?<\/h2><div class=\"co-intro_text--intro text-component\"><p class=\"isSelectedEnd\">Comun\u00edquese con las tres agencias de cr\u00e9dito nacionales para impugnar informaci\u00f3n incorrecta, bloquear su cr\u00e9dito o denunciar un posible fraude.<\/p>\n<p>Para un <strong>congelaci\u00f3n de cr\u00e9dito<\/strong>, contacte a las tres oficinas. Si va a realizar una <strong>alerta de fraude<\/strong>, Solo necesita ponerse en contacto con una oficina y la solicitud se compartir\u00e1 con las otras dos.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__no_media justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Equifax<\/h3><div class=\"co-card--desc text-component\"><p class=\"isSelectedEnd\"><strong>Tel\u00e9fono:<\/strong> 866-349-5191<\/p>\n<p><strong>Direcci\u00f3n postal para reclamaciones:<\/strong><br \/>\nEquifax Information Services LLC<br \/>\nApartado de correos 740256<br \/>\nAtlanta, GA 30374<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.heritagesouth.org\/es\/speed-bump\/?url=https%3A%2F%2Fwww.equifax.com%2F&#038;prev=https%3A%2F%2Fwww.heritagesouth.org%2Fes%2Fservices%2Fcredit-report%2F\"  >Visita Equifax<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >TransUnion<\/h3><div class=\"co-card--desc text-component\"><p class=\"isSelectedEnd\"><strong>Tel\u00e9fono:<\/strong> 800-916-8800<\/p>\n<p><strong>Direcci\u00f3n postal para reclamaciones:<\/strong><br \/>\nSoluciones para el consumidor de TransUnion<br \/>\nApartado de correos 2000<br \/>\nChester, PA 19016-2000<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.heritagesouth.org\/es\/speed-bump\/?url=https%3A%2F%2Fwww.transunion.com%2F&#038;prev=https%3A%2F%2Fwww.heritagesouth.org%2Fes%2Fservices%2Fcredit-report%2F\"  >Visita TransUnion<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-card\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"co-card--body\">\n\t\t\t\t\t\t\t<h3 class=\"co-card--heading\" >Experian<\/h3><div class=\"co-card--desc text-component\"><p class=\"isSelectedEnd\"><strong>Tel\u00e9fono:<\/strong> 888-397-3742<\/p>\n<p><strong>Direcci\u00f3n postal para reclamaciones:<\/strong><br \/>\nExperian<br \/>\nApartado de correos 4500<br \/>\nAllen, TX 75013<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-card--footer\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.heritagesouth.org\/es\/speed-bump\/?url=https%3A%2F%2Fwww.experian.com%2Flp%2Fcredit-score-br%2F%3Fpc%3Dsem_exp_google%26cc%3Dsem_exp_google_ad_27946959_153535696290_689294283589_kwd-22992561_b___k_CjwKCAjwhNbTBhB4EiwAsFSg-gE6W6gRZ3BUBku3yzi8Z-75Nnilh4AxGUlqVhSSLQBbsV-536SPSxoCLHIQAvD_BwE_k_%26ref%3Dbrand%26awsearchcpc%3D1%26gad_source%3D1%26gad_campaignid%3D27946959%26gbraid%3D0AAAAAD4mgc8BtfQsRgKh9YRtfx3E95beG%26gclid%3DCjwKCAjwhNbTBhB4EiwAsFSg-gE6W6gRZ3BUBku3yzi8Z-75Nnilh4AxGUlqVhSSLQBbsV-536SPSxoCLHIQAvD_BwE&#038;prev=https%3A%2F%2Fwww.heritagesouth.org%2Fes%2Fservices%2Fcredit-report%2F\"  >Visita Experian<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row next_row__back-to-top co-flex_row__single-path-cta\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<h2 class=\"co-sp_cta--headline\">\u00bfTienes preguntas sobre tu cr\u00e9dito?<\/h2><div class=\"co-sp_cta--desc\"><p class=\"isSelectedEnd\">Tr\u00e1iganos sus preguntas. Le ayudaremos a comprender lo que est\u00e1 viendo y a saber qu\u00e9 pasos seguir.<\/p>\n<p>Es otra forma <strong>Nosotros ayudamos cuando otros no lo hacen.<\/strong><\/p>\n<\/div><a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/www.heritagesouth.org\/es\/preguntas-frecuentes-faq\/contactanos\/\"  >Cont\u00e1ctanos<\/a>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\"><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\n\t<a class=\"co-back_top--link\" href=\"#\">\n\tVolver arriba\t<img loading=\"lazy\" decoding=\"async\" class=\"co-back_top--link_icon\" src=\"https:\/\/www.heritagesouth.org\/wp-content\/themes\/heritagesouth-theme\/images\/back-to-top-arrow.svg\" width=\"33\" height=\"33\" alt=\"\" aria-hidden=\"true\">\n\t<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Your credit report includes information about your accounts, payment history, and other activity connected to your credit. Checking it regularly can help you spot errors, prepare before applying for a loan, and catch signs of identity theft early. You can review your credit reports from Equifax, Experian, and TransUnion online for free at AnnualCreditReport.com. Review all three credit reports and &hellip; <a href=\"https:\/\/www.heritagesouth.org\/es\/services\/credit-report\/\">Continue reading <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":12,"featured_media":0,"parent":2665,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2668","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Report - Heritage South Community Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heritagesouth.org\/es\/servicios\/informe-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Report - Heritage South Community Credit Union\" \/>\n<meta property=\"og:description\" content=\"Your credit report includes information about your accounts, payment history, and other activity connected to your credit. Checking it regularly can help you spot errors, prepare before applying for a loan, and catch signs of identity theft early. You can review your credit reports from Equifax, Experian, and TransUnion online for free at AnnualCreditReport.com. Review all three credit reports and &hellip; Continue reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.heritagesouth.org\/es\/servicios\/informe-de-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"Heritage South Community Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-22T19:48:06+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/credit-report\\\/\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/credit-report\\\/\",\"name\":\"Credit Report - Heritage South Community Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\"},\"datePublished\":\"2026-06-22T21:12:17+00:00\",\"dateModified\":\"2026-10-22T19:48:06+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/credit-report\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/credit-report\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/credit-report\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/www.heritagesouth.org\\\/services\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credit Report\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.heritagesouth.org\\\/#website\",\"url\":\"https:\\\/\\\/www.heritagesouth.org\\\/\",\"name\":\"Heritage South Community Credit Union\",\"description\":\"We help when others wont\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.heritagesouth.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Informe de cr\u00e9dito - Cooperativa de cr\u00e9dito comunitaria Heritage South","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.heritagesouth.org\/es\/servicios\/informe-de-credito\/","og_locale":"es_ES","og_type":"article","og_title":"Credit Report - Heritage South Community Credit Union","og_description":"Your credit report includes information about your accounts, payment history, and other activity connected to your credit. 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