Credit Cards

Platinum VISA Credit Card

Heritage South Community Credit Union meets its members' credit card needs with the most widely recognized card in the country. Our Platinum VISA card features a rate as low as 8.9% APR* and no annual fee. It includes EMV Chip technology to protect your accounts and works with Apple Pay, Google Pay, and Samsung Pay. You also can have free additional cards and access to all VISA Net - ATM networks. We also offer cash advances through our offices - all without the hassle of transaction fees.

Payments to our VISA program can be made three ways - in person at any of our offices, through mail to our office, or via internet account access.

Apply Online or give us a call today to apply for a Platinum VISA Credit Card!

Report Lost or Stolen Credit Card: (931) 680-1490

Platinum Visa Credit Card Rates

ANNUAL PERCENTAGE RATE for purchases & Cash Advances 8.9% to 18.00%*
Time Period for Repayment of Balance Purchases 25 Days
Method of Computing the Balance for Purchase Average Daily Balance (Excluding New Purchases)
Annual Fee None
Minimum Finance Charge None
Transaction Fees for cash advance & purchases None

* 'APR' - Annual Percentage Rate, with approved credit. The rate applied is determined by the member's credit score.