Special Offers for Christmas at Heritage South

Christmas Specials at HSCCU
Christmas will be here in just weeks! If you are stressed about providing gifts to your family and friends, your credit union has a few suggestions that should help:

Skip-A-Payment Program

Heritage South’s Skip-A-Payment* program was created to help you when you need relief OR when your payment amount could be used to bring smiles to you and your family…like making Christmas dreams come true! This year, we are offering a special gift for our members who have already used a "skip" this year: an extra Skip-A-Payment! This extra "skip" must be used by December 31, 2017. 

Using you Skip-A-Payment is easy. Just drop by one of our locations and sign our Skip-A-Payment form. The fee is 15% of your payment (Example: $100 payment =$15 Skip-A-Payment fee) and will be added to the balance of your loan. The “skip” does not affect your credit history, but it does extend the terms of your loan one more payment each time you use a “skip”. If you have more than one loan, we invite you to “skip” on those, too, based on the qualifications listed below.*

Christmas Loan Special

Need a little extra funds this holiday season? Our Christmas Loan Special** can make things more affordable and less stressful! It can get you up to $3,000  at a rate 1% below your normal signature rate with terms up to 12 months depending on the loan amount. We want you to enjoy the holidays this year - talk with any of our lenders today about this timely special!

The holidays are just around the corner!

Heritage South has innovative ways to make things happen for you, an invitation to Skip-A-Payment and our Christmas Loan is just the beginning. Consider a Christmas Club savings for your holiday expenses in 2017! At your credit union, we’re constantly looking at ways to save members like you money, and in a way make life better. At Heritage South, we help when others won’t!

*Fee for Skip-A-Payment is 15% of loan payment. Credit history may influence participation. Interest will continue to accumulate on your loan(s) during the month you skip your payment. Only a limited number of skipped payments are allowed each year. Skip-A-Payment is not valid for any loans secured by your home or real estate. Does not apply to semi-annual or annual loan payments. Extra Skip-A-Payment must be used by December 31, 2017.

**Christmas Loan Special is subject to credit approval. Loan amount up to $3,000.00. Terms over ten (10) months to twelve (12) months, depending on the loan amount. Limited time offer.