Monitor debit card activity with smsGuardian

Debit card fraud is one of the fastest growing crimes in the world. In the constantly connected world we live in, thieves have found a variety of ways to steal your card information. Monitoring your account for fraudulent transactions is one of the best things you can do to protect yourself. That's why we are proud to provide the smsGuardian service for our members. This service is tied to your Heritage South debit card, and will send you a text message alert when certain transactions occur.

Features of smsGuardian

This service will send you a text message when your debit card is used for one of the following:
  • A purchase over $100
  • An out of state transaction
If the purchase was legitimate, you can ignore the message. If the transaction is fraudulent, you can reply to the text message to block your debit card from further use.

Enrolling in smsGuardian

To signup for smsGuardian, you simply need to click the button below. It only takes a few minutes! In order to complete to enrollment process, you will need to know the following information:
  • The debit card number for the card you wish to enroll
  • Cell phone number that will receive the texts
  • Social security number of the card holder
  • Zip code for the account address
Please note: In order to complete the enrollment process, you will need to verify the cell phone number you have entered, so have your phone handy. 

Enrollment lasts for one year - at the end of one year, you will receive a text to re-enroll. To stop receiving text alerts, simply reply STOP to a smsGuardian alert to discontinue immediately. 


Enroll in smsGuardian


Message and data rates may apply