RALLY LOAN
A little room when life gets expensive
Choose the amount you need
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Product Summary
Product Summary
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Prepaid Finance Charge
Prepaid Finance Charge
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Total Loan Amount
Total Loan Amount
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Repayment
Repayment
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Approx. Monthly Payment
Approx. Monthly Payment
$500 Rally Loan
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Product Summary
A smaller option for covering urgent expenses like minor car repairs, medical bills, or unexpected costs, with a simple 12-month repayment plan and built-in savings.
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Prepaid Finance Charge
$45
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Total Loan Amount
$545
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Repayment
12 Monthly Payments
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Approx. Monthly Payment
$56
$1,000 Rally Loan
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Product Summary
A larger option for more significant expenses or when you need a little extra breathing room, also repaid over 12 months with savings included in every payment.
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Prepaid Finance Charge
$90
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Total Loan Amount
$1,090
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Repayment
12 Monthly Payments
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Approx. Monthly Payment
$110
What you need to qualify
To apply for a Rally Loan, you must:
- Be a Heritage South member
- Have been a member in good standing for at least 90 days
- Have direct deposit
- Meet current loan and program requirements
Not a member yet? Membership is open to people who live, work, worship, or attend school in our eligible communities, along with immediate family members of current members.
Build a cushion while you repay
Every Rally Loan payment includes an additional savings contribution of at least 10%. That money goes into a Rally Savings account and stays there while you repay the loan.
Once the loan is paid in full, you’ll have savings set aside for the next unexpected expense.
You may choose to save more than the required amount. The exact savings contribution may vary based on payment protection selections.
Get help without the payday loan cycle
When an urgent expense cannot wait, you deserve a fairer option and a team willing to listen.
Apply for a Rally Loan and find out whether you qualify.
