Rates

Rates disclosed are the previous quarters’ declared dividend rate. Share account rates are declared at the end of the dividend period and are subject to change quarterly. Fees may reduce earnings.

IRA Share Certificates earn the same rates as standard Share Certificates.

Rates are Subject to Change. A penalty may be imposed for early withdrawals from certificate accounts. Fees may reduce earnings.

All regular share and share certificate dividends are compounded quarterly, except any share certificate with a term of less than one year, which is paid at maturity. Annual percentage yield quoted assumes quarterly compounding. Alternately dividends on share certificates may be deposited to another credit union account monthly or quarterly or paid by check monthly or quarterly. (Consult with the IRA administrator before requesting dividend payouts on IRA accounts.)

Rates disclosed are the previous quarters’ declared dividend rate. Share account rates are declared at the end of the dividend period and are subject to change quarterly. Fees may reduce earnings.

No minimum finance charge or transaction fees for purchases or cash advances.

* Annual Percentage Rate determined by credit score. Review complete credit card terms and conditions

* Annual Percentage Rate of these secured Auto Loans depends on the borrower’s credit score, loan term, and age of the vehicle being used as collateral. All loans are subject to credit approval.

Maximum financing up to 100% of sticker price or NADA retail value, plus taxes and tags.

Application Fee: $50.00

Filing Fees: You will be charged a lien filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount will be based upon the amount of fee required by state law or for the credit union to secure a lien on your property.

Late Payment Fee: A late charge of 5% of your scheduled payment with a minimum of $5.00 will be collected if your payment is received 20 or more days past the due date.

* Annual Percentage Rate of these secured Auto Loans depends on the borrower’s credit score, loan term, and age of the vehicle being used as collateral. All loans are subject to credit approval.

Maximum financing up to 100% of sticker price or NADA retail value, plus taxes and tags.

Application Fee: $50.00

Filing Fees: You will be charged a lien filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount will be based upon the amount of fee required by state law or for the credit union to secure a lien on your property.

Late Payment Fee: A late charge of 5% of your scheduled payment with a minimum of $5.00 will be collected if your payment is received 20 or more days past the due date.

* On secured loans, the annual percentage rate you receive is based on your credit score, the term of the loan, and the age of the collateral. You will be informed of the rate you qualify for before the loan is closed.

Filing Fees: You will be charged a lien filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount will be based upon the amount of fee required by state law or for the credit union to secure a lien on your property.

Late Payment Fee: A late charge of 5% of your scheduled payment with a minimum of $5.00 will be collected if your payment is received 20 or more days past the due date.

** For other secured loans, the rate depends on the borrower’s credit score, term, and age of the collateral. These loans may cover items such as motorcycles, watercraft, lawn and garden equipment, electronics, and jewelry.