Small Business Services
Built for the way you do business.
Your business is your livelihood. We’re here to help you build it.
Maybe you run a landscaping crew, drive your own truck, manage rental properties, take on contract work, or are building something from the ground up.
Whatever your work looks like, you shouldn’t have to figure out the financial side alone. Tell us what you’re working toward, and we’ll help you understand where to start.
Tools that work as hard as you do
Your business may not fit neatly into a box. Your financial tools shouldn’t have to either.
Business Loans
Explore financing for equipment, vehicles, property, expansion, and other eligible business needs.
Business Checking
Keep the money coming in and going out of your business organized with a straightforward account for everyday expenses.
Business Savings
Set money aside for taxes, equipment, slower seasons, emergencies, or the next opportunity.
Investment Property Financing
Explore financing options for qualified members looking to purchase, improve, or expand rental property investments.
Tap2Pay
Accept customer payments through the Heritage South mobile app or send invoices when the job is done.
Payroll Services
Ask about available payroll solutions that may help make paying your team simpler.
Your hard work deserves a credit union that understands what it means to work hard.
Heritage South started in a Shelbyville pencil factory in 1957. We’ve grown since then, but we haven’t forgotten where we came from. The people we serve own businesses you see around town, work jobs that keep our communities moving, and build livelihoods one day at a time. When local businesses do well, the whole community gets stronger.
That’s people helping people. That’s how We Help When Others Won’t.

Tell us what you’re working on
You don’t need to know exactly which account, loan, or service you need before reaching out. Tell us what you’re trying to accomplish. We’ll listen, answer your questions, and help you figure out the next step.